Run money, trust, and business proof from one workspace.
Niatse gives African operators a calm command center for invoices, receipts, MoneyFlow review, business records, and trust-ready operating evidence.
MoneyFlow
Review before reports
BusinessFlow
Keep work scoped
Trust
Proof without exposure
Demo workspace preview
Niatse dashboard
Niatse Unified OS
Workspace command center
Money movement, trust proof, customer operations, and workspace actions stay in one owner-safe view.
Net movement
GHS 0
To review
0
Operating balance
GHS 0
A live owner view of money coming in, going out, and records that still need review.
Money in
GHS 0
Money out
GHS 0
Cash activity bars
MoneyFlowBusinessFlow
Keep business money clear.
Business income
GHS 0
Reviewed money in
Business expenses
GHS 0
Reviewed money out
Estimated profit
GHS 0
Income minus expenses
Owner movement
GHS 0
Contributions and withdrawals
Sell
Open path
Buy
Open path
Customer
Open path
Review-first
MoneyFlow records
Scoped
Workspace data
1
Unified app shell
Advisory
AI assistance
One super-platform
Built as economic infrastructure, not a bundle of disconnected apps.
Niatse connects the daily workflows of African operators into one trusted operating environment: identity, commerce, finance, community, and developer integrations all strengthen the same business graph.
Business workspace
CRM, orders, projects, payroll, catalogue, storefront, and settings.
Financial layer
Money Flow, invoices, budgets, capital readiness, and reporting currency.
Trust layer
Verification, reputation signals, eligibility guidance, and risk context.
Access layer
Web workspace plus gated mobile, messaging, USSD, voice, API, and AI extension paths.
Everything in one place
Built for the full stack of running a business
Smart Ledger
Bring MoMo alerts, bank evidence, cash records, and receipts into a review-first MoneyFlow queue. Confirm categorisation before records affect reports.
Invoicing
Create professional invoices, share a payment link through WhatsApp when you choose, and track recorded payments from draft to settlement.
Payroll
Calculate Ghana payroll from a versioned tax snapshot, review PAYE and SSNIT, and retain approval and payment evidence in one workspace.
Harmony Index
Your 0–100 financial health score across data fidelity, social trust, profitability, and compliance.
Capital Readiness
Build an evidence-backed readiness view, see what remains unscored, and prepare records for independent funder review.
Web + gated channels
Use the web workspace now. Native releases and WhatsApp, SMS, USSD, and voice channels activate only after their release and provider checks pass.
Illustrative circle preview
Friday Family Savings
Join a Susu circle.
Save together, grow together.
Susu is the traditional African savings circle, supported here with workspace-scoped schedules, contribution records, and payout evidence. Provider collection and Harmony evidence activate only after their respective verification gates pass.
- Join and review circles through your Niatse workspace
- Record contribution and payout evidence for review
- Approved contribution history can inform Harmony evidence
- Keep member and circle records scoped to authorized participants
Harmony Index
Know your financial health. Prepare for investor review.
A source-backed Harmony score tracks data fidelity, social trust, profitability, and compliance, then highlights what to review next. External funders keep their own approval criteria.
Start for freeGetting organised
Building consistency
Scaling confidently
Evidence band for review